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Steps to Buy a House

Phase 1: Preparation

  • Get Pre-Approved Letter: A mortgage pre-approval letter shows you're a serious buyer and establishes your price range.

  • Find a Trusted and Professional Realtor: Christy will work tirelessly to protect your interests, negotiate on your behalf, and handle the complexities of the transaction.

  • Define Your Priorities: Christy will discuss your must-haves, deal-breakers, preferred locations, and budget to create a focused search.

Phase 2: Finding Your Dream Home

  • Personalized Search: Using your criteria, Christy will identify potential homes and provide regular updates on new listings.

  • View Homes: Christy will schedule viewings of houses that pique your interest, and Christy will provide expert insights on each property.

  • Understand and Analyze Disclosures: Christy will explain vital disclosures about the property's condition, ensuring you're fully informed.

Phase 3: Making an Offer and Securing the Deal

  • Submit a Strong Offer: Christy will discuss a competitive offer strategy based on market conditions and the specific property.

  • Deposit: Once the offer is accepted, you'll submit an earnest money deposit to show your commitment.

  • Loan Processing & Approval: Christy will coordinate with your chosen lender to ensure a smooth loan process and timely approvals.

  • Inspect the Property: A professional inspection will uncover potential issues with the property, allowing you to negotiate repairs or reconsider.

  • Appraisal: Your lender will order an appraisal to confirm the home's value aligns with your offer price.

  • Closing: Christy will review all closing documents, address last-minute details, and finally, you'll receive the keys to your new home!

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